Bill Buckley (46) has a wife and two children. The estimated household MAGI is 398% of the FPL. What is Bill most likely eligible for?

Bill's estimated household Modified Adjusted Gross Income (MAGI) at 398% of the Federal Poverty Level (FPL) puts him in a specific bracket concerning healthcare coverage options. Given this income level, he does not qualify for Medicaid, which is generally available for individuals or families at or below 138% of the FPL in Georgia.

However, Bill is eligible for both Advance Premium Tax Credits (APTCs) and Qualified Health Plans (QHPs). APTCs are designed to help lower-income individuals and families afford health insurance coverage purchased through the Health Insurance Marketplace. Since Bill's income exceeds the threshold for Medicaid but is still within a range that allows access to financial assistance, he can receive APTCs to reduce his monthly premium costs.

In conjunction with the availability of APTCs, Bill can also enroll in QHPs. These are plans that meet the criteria established under the Affordable Care Act and can be accessed through the Marketplace.

Therefore, Bill's eligibility encompasses both APTCs and QHPs, allowing him to take advantage of financial assistance for his health insurance while enrolling in plans that cover a broad range of health services.