If Kristen wants health coverage after being denied APTC, what should she do with her insurance premiums?

If Kristen has been denied Advanced Premium Tax Credits (APTC) but still seeks health coverage, the best course of action regarding her insurance premiums is to continue paying them until a decision is made. This is crucial because maintaining her premium payments ensures that her health coverage remains active, which may be necessary for ongoing medical care or treatment. If she stops paying her premiums, there is a risk of losing her insurance altogether, which could lead to significant healthcare costs if she needs services and is unprotected.

Continuing payments provides protection in case her situation changes positively, such as if she successfully appeals the denial. Moreover, her coverage can be maintained during the appeal process, giving her peace of mind and access to necessary healthcare services without interruption. This proactive approach helps in ensuring that she is not left without health coverage while awaiting a resolution.