Which factor is not used to calculate the amount of an APTC a consumer is eligible for? (Select all that apply)

The factor that is not used to calculate the amount of an Advanced Premium Tax Credit (APTC) a consumer is eligible for is the level of education. APTC is primarily determined based on financial aspects and household dynamics, not educational background. The other factors utilized in the calculation of APTC include employment status, which affects income levels; medical condition, which may influence healthcare costs and coverage needs; and household size, which directly impacts income thresholds and eligibility for subsidies.

Educational level, while potentially influential in the broader economic scenario of an individual, does not play a direct role in determining the financial assistance available through APTC programs. This distinction is essential for individuals navigating health insurance options under the Affordable Care Act.