Which of the following could result in an employer no longer being eligible to offer Georgia Access SHOP coverage?

An employer could lose their eligibility to offer Georgia Access SHOP (Small Business Health Options Program) coverage for several reasons, including relocating their business operations outside the state, altering the type of coverage offered, or exceeding employee thresholds set for eligibility. Each of the scenarios outlined affects compliance with the requirements of the SHOP program.

When an employer moves their office or employee worksite out of Georgia, they are no longer operating within the state's jurisdiction, directly affecting their eligibility to provide Georgia-specific SHOP coverage. This program is designed specifically for businesses within Georgia, so relocating out of the state eliminates their ability to utilize these options.

Terminating coverage offers to full-time employees can also impact eligibility. SHOP coverage is designed for small businesses that offer health insurance to their full-time employees. If these coverage offers are withdrawn, it indicates a shift in how health benefits are being provided, which can disqualify the employer from maintaining their SHOP eligibility.

Additionally, if a business grows to more than 50 full-time equivalent (FTE) employees, it surpasses the size threshold that defines a small business under the SHOP program. Once an employer exceeds this limit, they are no longer classified as a small business and cannot rely on SHOP to provide coverage.

Due to these scenarios, all